🏡 Mortgage rates fall – why now’s the time to buy in Falmouth

Today’s announcement that the Bank of England has cut the base rate to 4.25%, following a sharper than expected drop in inflation to 2.6%, is big news for anyone considering investing in a second home.

For buyers looking at coastal property, especially in Cornwall, this marks a clear opportunity. Now is the ideal time to buy in Falmouth.

Mortgage rates fall in Falmouth – What this means for buyers

With interest rates falling, lenders are already adjusting mortgage deals, making borrowing more affordable. For second home buyers, that means:

• Lower monthly mortgage payments
  

• Increased affordability and flexibility
  

• A great opportunity to enter the market before property values climb again

This shift in rates could save you thousands over the course of your mortgage—and open up new possibilities in the Cornwall property market.

Why Falmouth and Flushing are the ideal places to invest

As mortgage rates fall, Falmouth is one of Cornwall’s most in-demand destinations, offering a vibrant year-round scene, stunning coastline, and strong rental potential. Whether you're seeking a weekend retreat or an investment opportunity, Falmouth delivers both lifestyle and return.

For those looking to earn from their property, the area’s popularity with tourists makes it a hotspot for short lets and Airbnb bookings.

Make the most of your investment with Guested

At Guested, we offer expert Airbnb property management in Falmouth and full holiday let management in Cornwall, helping second home owners turn their properties into high-performing investments without the hassle.

Our services include:

• Listing creation and optimisation
  

• Guest communication and bookings
  

• Professional changeovers, linen hire, and welcome packs
  

• Dynamic pricing to maximise revenue
  

• Local support and personal service
  

With our tailored approach, you can earn from your holiday home while we handle the details.

Ready to take advantage of the rate drop?

With borrowing costs down and buyer conditions ideal, now is the time to act. Whether you’re just starting your search or already have a property in mind,

Guested is here to help you succeed.

📞 Get in touch today

Visit guesteduk.com to learn more about how we can support your journey—whether you're buying, letting, or growing your income with expert holiday let management in Cornwall.